Summer vacation should be worry-free! But bills and responsibilities tend to get in the way. Take care of it all right now instead of waiting until the last moments of spring. Here are a few ways you can plan an affordable and worry-free summer vacation.
Create a Budget
Budgeting is the key to a worry-free vacation, and it can be easy to do. Here are four easy ways to create and stick to a budget:
- Track your spending
- Keep a spreadsheet
- Look at savings tools
- Automate savings
First and foremost, you have to know what you’re spending all your money on if you want to have any hope of creating a budget. Once you have a list of every little thing you spent money on in a month, you can work down your list and pinpoint unnecessary spending habits.
Then, develop a system (a spreadsheet works) that tracks all your bills, how much they are, and when they are due. This will help you track what you’ve paid for the month, as well as what you have coming up. Your tracking system will also ensure you avoid paying any late fees.
Now that you’ve eliminated unnecessary spending and mapped out your bills — what are you going to do with the extra cash you have lying around? Save it, of course!
A savings account that accrues interest is a good place to start. You might want to look at other forms of investing and savings, like CDs or a 401k. To ensure you’re actually saving a little every month, treat savings like another bill on your spreadsheet and set up automatic transfers. You’ll have built up a healthy vacation fund in no time.
Take Care of Appointments in the Colder Months
The colder months are the perfect time to take care of the few things we tend to put off while we’re out travelling and having fun in the summer. Maybe you’ve been putting off that physical, yearly check-up, or you’ve always wondered about LASIK. Now is a great time to schedule these things before the crazy busy summer months roll in. You don’t want these things rolling around in the back of your head during a road trip or weekend getaway.
A great way to pay for these appointments or procedures without dipping into your vacation savings fund is to use your flex spending account. Even though procedures like LASIK can seem very expensive up front, it’s nothing compared to the cost of not getting LASIK. For example, when you rely on contacts and glasses, your yearly expenses might look a little like this:
- Eye exam: $100 – $200
- Contact lenses: $250 – $700
- Contact lens supplies: $150 – $200
- Glasses with designer frames: $500 – $1000
- Backup pair of glasses: $100 – $200
- Prescription sunglasses: $500+
- Total: $1600+
Over the course of just a few short years, you’ve paid for LASIK a few times over. Plus, taking care of LASIK before summer vacation means no more annoying glasses and contacts to deal with!
Pick Your Transportation Vehicle of Choice
Now that you’ve saved up some vacation funds and taken care of your responsibilities, it’s time for the fun part! Summer vacation isn’t complete without a road trip, and you need wheels for the road. Whether you’re a Harley owner budgeting for your motorcycle travels this summer or a family man looking for an RV that’ll take everyone around the country safe and sound, you’re in for a good time.
RVs are a great way to take an affordable and worry-free summer vacation. You can park it in a beautiful location on the beach or deep in the woods, cook your own food, and never pay hotel fees. Should you choose an RV as your mode of transportation, here are a few tips for planning a delightful RV trip:
- Plot out your route ahead of time
- Plan you meals and cook as much as possible
- Find low-cost or free activities
Now you’re on the road to planning an affordable and worry-free summer vacation. Start budgeting now so you don’t have to worry about money, take care of your appointments in the winter months, and plan out your trip ahead of time.
About the Author
Avery-Taylor Phillips is a magnificent freelance writer. You can contact her @ email@example.com
How to Plan an Affordable and Worry-Free Summer Vacation!. Please, like and share and don’t forget to leave your comment below!
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